Chutzpah

Experian, the credit bureau that is ruining my life and my credit, offers me a new credit card! no reasoning with them. It would be like reasoning with the wind. . Congress, if you have nothing else to do, look into these credit bureaus, they are a blot on the body politic. Of course, Congress does have the duty to make sure that everyone at a Trump rally is wearing a mask and that keeps them busy. that and stealing the publicc's money. When I see stores full of people wearing these masks, somehow they remind me of the German Jews willingly sewing Mogen Davids on their clothing, thinking this would keep them safe.They thought Hitler would leave them alone now that they were humiliated and labeled, not allowed to go to school and attend concerts. Falso beliefs. Nothing keeps you safe from your enemies. I know the analogies are far fetched, but this is how I see them.

Thanks

 It was really heart-warming to see the responses to my kvetching.  Thank everyone of you.  L love you too.  You are the true comrades of my heart.

Tell me if you are still here.

 I would like comments from my readers just to inform me that I, and they, are still alive.

I know I am not as amusing as I was once, but I'll work on it, if you are stil reading this thing.

Protection racket

The Mafia should take a hint from their spiritual cousins, the Credit Bureau.  I just opened my experian credit  report, to discover that I had 6 (six) black marks on my credit report.

One of them is from Nissan Acceptance, which totally muddled my credit by keeping three accounts open and not accepting the checks which my bank faithfully forwarded to them.  I was never told I was in arrears ro this company. They just kept sending me bills.  They reported my account as delinquent to the credit bureau but not to me.  I I am trying to purchase a new home and was informed that I was delinquent.  I then looked into the matter and discovered that I was paying into the wrong account.   Attempts to rectify the situation were shrugged off.  A credit report is as final and irreversible as death, apparently.  From the Nissan dealership and Experian I received no help and no courtesy whatever.  Sucks to be me, was the final answer.

At long last, Nissan sent back the payments I had made  to the wrong account.

I finally asked to look at my credit report.  To my amazement, I had 6 (six) black marks on my credit report.  One was from Macy's, where I had had an account for about 40 years.  I never had a complaint from them.  The other four were baseless.

Experian offered to "repair my credit" for a payment the amount of which was undisclosed.  I refused.  I want no further dealing with these weasels.

It was just another protection racket, but apparently legal.  So the Mafia ought to rethink their business practices.

 

 

 

 

 

A license to be rude in horrible 20/20

Now that we are enduring a never ending wall-to-wall corona-virus public health emergency, people are enjoying the luxury of being rude to their fellow citizens.  Commentors on websites no longer restrain themselves from wishing those who disagree with them slow lingering and painful deaths.  Or from releasing personal information about those they consider in error .  Or showing up at the homes of their fellow citizens to threaten death and destruction and keep their innocent neighbors up to all hours by shouting, dancing and singing, 

 

Every day brings idiotic but necessary tasks, like figuring out why $970 worth of car payments did not reach Nissan although the money came out of my bank account.  The person taxed by Nissan to figure it out was very reluctant to help in any way; in fact, he audibly rejoiced in  his inability to be of any assistance.

 

I persisted, and eventually he informed me that the money went into the account for the car I traded in for this one.  You see how boring and stupid this was, right?  How uninspiring it was?

 

Now,  I have to prove that my EZPass is not working.  There are no actual humans involved in the EZPass system.  It's voice mail jail all the way.  If the problems they prefer are not the actual problems you have they hang up, saving themselves endless effort.  Although, being government emloyees, they never exert themselves anyway.