I just got the news that my new mortgage. It's going to be about the same as my old mortgage. I could not pay my old mortgage without guests from airbnb supplementing my income. If I made $1000 from airbnb every month, I was doing fine. Without this, I am totally up a creek. What am I going to do? No answer suggests itself. I can't work. I could not last a day. I can barely stand up. Everything has gone crazy. My old IRA, which took almost all year to get out of AIG. My credit report, which was a total fiction, but they will not correct it. So my new mortgage will cost extra points. I'd rather eat barbed wire, but I may go to GoFundMe.
Saturday, October 10, 2020
Tuesday, October 06, 2020
I was just reviewing my adventures of 2020 so far: January: Serious anemia February: Mini stroke March: Immured in a horrible place, the bryn Mawr rehab hospital, where you lie in bed for 23 hours a day and receive useless physical therapy. I left AMA, thank God. They were giving me so many blood thinners that you could have brushed your teeth using my blood, what there was of it, short as it was of hemoglobin. A friend helped me escape. April: My dentist told me of a hematologist who would give me iron infusions. Finallly got to see him and get blood tested. For some mysterious reason, it is difficult to get iron infusions, which made you feel better instantly and are readily available. One of the mysteries of the medical system. Meanwhile, the government gets Covid-19, which maes it impossible to get any medical attention or get your hair or nails done. May, June, July: restaurants close. Delivery. Medical professions fire everbody who knew what they were doing, and suspend any meaningful phone contact. voice mail takes over the world. You can never talk to anyone again except by downoaading their rotten apps, and then you might grudgingly get attention. Aside: why can't you see a podiatrist? Another 21st century dilemma which appears unsolvable. Getting your ears cleaned out is completely ruled out, it can;t be done. Although why ear and foot doctors are needed by covid-19 patients is never explained. August: Put my 2-story house up for sale so I can live near one of my daughters. Discover the value of the house has increased $300.00 over the last 16 years. Another mystery. discovered that property in MD is higher priced than property in DE. Another aside: I don't like MD. They gave Lincoln a hard time during the Civil War and have been corrupt ever since. Also produced Nancy Pelosi. August to present: troubled by Realtors, Banks, and credit bureaus. because I was paying my car payments to the wrong account. Nissan reported me as deilnquent. This is costing me money on my new mortgage. No one can, or will, do anything about it. So they ruined my credit, and won't fix it. Sucks to be me, right?
Posted by miriam sawyer at 1:24 PM
Saturday, October 03, 2020
Sunday, September 27, 2020
Experian, the credit bureau that is ruining my life and my credit, offers me a new credit card! no reasoning with them. It would be like reasoning with the wind. . Congress, if you have nothing else to do, look into these credit bureaus, they are a blot on the body politic. Of course, Congress does have the duty to make sure that everyone at a Trump rally is wearing a mask and that keeps them busy. that and stealing the publicc's money. When I see stores full of people wearing these masks, somehow they remind me of the German Jews willingly sewing Mogen Davids on their clothing, thinking this would keep them safe.They thought Hitler would leave them alone now that they were humiliated and labeled, not allowed to go to school and attend concerts. Falso beliefs. Nothing keeps you safe from your enemies. I know the analogies are far fetched, but this is how I see them.
Posted by miriam sawyer at 1:22 PM
Friday, September 25, 2020
Monday, September 21, 2020
The Mafia should take a hint from their spiritual cousins, the Credit Bureau. I just opened my experian credit report, to discover that I had 6 (six) black marks on my credit report.
One of them is from Nissan Acceptance, which totally muddled my credit by keeping three accounts open and not accepting the checks which my bank faithfully forwarded to them. I was never told I was in arrears ro this company. They just kept sending me bills. They reported my account as delinquent to the credit bureau but not to me. I I am trying to purchase a new home and was informed that I was delinquent. I then looked into the matter and discovered that I was paying into the wrong account. Attempts to rectify the situation were shrugged off. A credit report is as final and irreversible as death, apparently. From the Nissan dealership and Experian I received no help and no courtesy whatever. Sucks to be me, was the final answer.
At long last, Nissan sent back the payments I had made to the wrong account.
I finally asked to look at my credit report. To my amazement, I had 6 (six) black marks on my credit report. One was from Macy's, where I had had an account for about 40 years. I never had a complaint from them. The other four were baseless.
Experian offered to "repair my credit" for a payment the amount of which was undisclosed. I refused. I want no further dealing with these weasels.
It was just another protection racket, but apparently legal. So the Mafia ought to rethink their business practices.
Posted by miriam sawyer at 1:01 PM
Friday, September 04, 2020
Now that we are enduring a never ending wall-to-wall corona-virus public health emergency, people are enjoying the luxury of being rude to their fellow citizens. Commentors on websites no longer restrain themselves from wishing those who disagree with them slow lingering and painful deaths. Or from releasing personal information about those they consider in error . Or showing up at the homes of their fellow citizens to threaten death and destruction and keep their innocent neighbors up to all hours by shouting, dancing and singing,
Every day brings idiotic but necessary tasks, like figuring out why $970 worth of car payments did not reach Nissan although the money came out of my bank account. The person taxed by Nissan to figure it out was very reluctant to help in any way; in fact, he audibly rejoiced in his inability to be of any assistance.
I persisted, and eventually he informed me that the money went into the account for the car I traded in for this one. You see how boring and stupid this was, right? How uninspiring it was?
Now, I have to prove that my EZPass is not working. There are no actual humans involved in the EZPass system. It's voice mail jail all the way. If the problems they prefer are not the actual problems you have they hang up, saving themselves endless effort. Although, being government emloyees, they never exert themselves anyway.
Posted by miriam sawyer at 1:07 AM